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| Rates
Effective Wednesday, February 1, 2012 |
| Term |
APY% |
Interest
Rate % |
Minimum
Deposit |
Compounding
& Crediting Frequency |
| 91 Days |
0.40 |
0.40 |
$75,000 |
91 days |
| 91 Days |
0.30 |
0.30 |
$10,000 |
91 days |
| 8 Months |
0.50 |
0.50 |
$2,500 |
at maturity |
| 9 Months |
0.60 |
0.60 |
$2,500 |
quarterly |
| 12 Months |
0.90 |
0.90 |
$2,500 |
semi-annually |
| 14 Months |
0.90 |
0.90 |
$1,000 |
semi-annually |
| 15 Months |
0.90 |
0.90 |
$1,000 |
semi-annually |
| 18 Months |
1.15 |
1.15 |
$1,000 |
semi-annually |
| 21 Months |
1.15 |
1.15 |
$1,000 |
semi-annually |
| 24 Months |
1.20 |
1.20 |
$1,000 |
semi-annually |
| 30 Months |
1.35 |
1.35 |
$1,000 |
semi-annually |
| 36 Months |
1.45 |
1.44 |
$1,000 |
semi-annually |
| 38 Months |
1.45 |
1.44 |
$2,500 |
semi-annually |
| 48 Months |
1.85 |
1.84 |
$2,500 |
semi-annually |
| 60 Months |
2.05 |
2.04 |
$2,500 |
semi-annually |
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| Term |
APY% |
Interest Rate Percent |
Minimum Deposit |
Compounding
& Crediting Frequency |
| IRA's |
1.35 |
1.34 |
$100 |
quarterly |
|
| Term |
APY% |
Interest
Rate % |
Minimum
Deposit |
Compounding
& Crediting Frequency |
| Savings |
0.30 |
0.30 |
$50 |
semi-annually |
| Savings - 12 yrs & under |
0.30 |
0.30 |
$10 |
semi-annually |
| Christmas Club |
0.30 |
0.30 |
$10 |
annually |
| NOW Account |
0.20 |
0.20 |
$1,000 |
monthly |
| HiFi Account |
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| Below $10,000 |
0.25 |
0.25 |
$2,500 |
monthly |
| $10,000 - $49,999.99 |
0.35 |
0.35 |
$10,000 |
monthly |
| $50,000-$99,999.99
|
0.50 |
0.50 |
$50,000 |
monthly |
| $100,000 and over |
0.70 |
0.70 |
$100,000 |
monthly |
Some
restrictions may apply
Penalty for early withdrawal on Time Certificates & IRA's
Fees may reduce earnings
APY = Annual Percentage Yield
The APY assumes interest remains on deposit until maturity.
A withdrawal will reduce earnings.
Rates are variable on Checking & Savings Accounts
Rates are subject to change |
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