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| Rates
Effective February 13, 2004 |
|
| Term |
APY% |
Interest
Rate % |
Minimum
Deposit |
Compounding
& Crediting Frequency |
| 91 Days |
1.00 |
1.00 |
$2,500 |
91 days |
| 182 Days |
1.15 |
1.15 |
$2,500 |
182 days |
| 8 Months |
1.25 |
1.25 |
$1,000 |
at maturity |
| 12 Months |
1.40 |
1.39 |
$2,500 |
semi-annually |
| 14 Months |
1.40 |
1.39 |
$2,500 |
semi-annually |
| 18 Months |
1.75 |
1.74 |
$1,000 |
semi-annually |
| 24 Months |
1.95 |
1.94 |
$1,000 |
semi-annually |
| 27 Months |
1.95 |
1.94 |
$2,500 |
semi-annually |
| 30 Months |
2.35 |
2.34 |
$1,000 |
semi-annually |
| 36 Months |
2.55 |
2.53 |
$1,000 |
semi-annually |
| 38 Months |
2.55 |
2.53 |
$2,500 |
semi-annually |
| 60 Months |
3.25 |
3.22 |
$2,500 |
semi-annually |
|
| Term |
APY% |
Interest Rate Percent |
Minimum Deposit |
Compounding
& Crediting Frequency |
| IRA's |
2.35 |
2.33 |
$100 |
quarterly |
|
| Term |
APY% |
Interest
Rate % |
Minimum
Deposit |
Compounding
& Crediting Frequency |
| Savings |
.55 |
.55 |
$50 |
semi-annually |
| Savings - 12 yrs & under |
.55 |
.55 |
$10 |
semi-annually |
| Christmas Club |
.55 |
.55 |
$10 |
annually |
| NOW Account |
.45 |
.45 |
$1,000 |
monthly |
| HiFi Account |
|
|
|
|
| Below $10,000 |
.55 |
.55 |
$2,500 |
monthly |
| $10,000 - $49,999.99 |
.65 |
.65 |
$10,000 |
monthly |
| $50,000-$99,999.99
|
.75 |
.75 |
$50,000 |
monthly |
| $100,000 and over |
.90 |
.90 |
$100,000 |
monthly |
Some
restrictions may apply.
Penalty for early withdrawal on Time Certificates & IRA's.
Fees may reduce earnings.
APY = Annual Percentage Yield
The APY assumes interest remains on deposit until maturity. A withdrawl will reduce earnings.
Rates are variable on Checking & Savings Accounts.
Rates are subject to change. |
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