Deposit and CD Rates

Rates Effective Thursday, February 1, 2024.

CDs

TermAPY %

Interest Rate %

Minimum DepositCompounding & Crediting Frequency

91 Days

0.15

0.15

$75,000

91 days

91 Days

0.15

0.15 

$10,000 

91 days 

182 Days

1.30

1.30

$1,000

at maturity 

8 Months

1.30

1.30

$1,000

at maturity

9 Months

1.31

1.30

$1,000

quarterly

12 Months

3.25

3.22

$1,000

semi-annually

15 Months

4.04

4.00

$1,000

semi-annually

17 Months

4.81

4.75

$1,000

semi-annually

21 Months

1.76

1.75

$1,000

semi-annually

24 Months

0.50

0.50

$1,000

semi-annually

27 Months

1.10

1.10

$1,000

semi-annually

30 Months

2.26

2.25

$1,000

semi-annually

36 Months

2.26

2.25

$1,000

semi-annually

48 Months

0.80

0.80

$1,000

semi-annually

60 Months

1.50

1.49

$1,000

semi-annually

IRAs

ProductAPY %

Interest Rate %

Minimum DepositCompounding & Crediting Frequency

IRAs

2.27

2.25

$100

quarterly

 Deposit Accounts

ProductAPY %

Interest Rate %

Minimum DepositCompounding & Crediting Frequency

Savings

1.00

1.00

$50

semi-annually 

Savings - 12 yrs & under

1.00

1.00

$10

semi-annually

Christmas Club

1.00

1.00

$10

annually

NOW Account

0.75

0.75

$1,000 

monthly

HiFi Account - Below $10,000

0.50

0.50

$2,500

monthly

HiFi Account - $10,000 - $99,999.99

1.76

1.75

$10,000 

monthly

HiFi Account - $100,000-$249,999.99

2.02

2.00

$50,000

monthly

HiFi Account - $250,000 and over

2.53

2.50

$100,000

monthly

Some restrictions may apply.
Penalty for early withdrawal on Time Certificates & IRA's.
Fees may reduce earnings.
APY = Annual Percentage Yield
The APY assumes interest remains on deposit until maturity.
A withdrawal will reduce earnings.
Rates are variable on Checking & Savings Accounts.
Rates are subject to change.